How We Are Different
We strive to provide exemplary service to each and every client. Through honest, informed advice and personalized financial planning, we help you make the most of your retirement years.
While many financial advisors focus on achieving sales quotas and pushing proprietary products, our team focuses on helping you work toward your goals. As independent financial advisors, we provide objective advice and analysis, making recommendations based on what's best for you. Being independent, we avoid the conflicts of interest often associated with large brokerage houses pressured to provide products offered by their affiliates.
A Proven Process
Our team helps you make decisions using conservative principles of wealth management. We actively manage your portfolio using a system of recognizing when stock markets may be weakening to potentially preserve your wealth.* We allocate your assets according to your risk tolerance, your investment goals, and your timeframe for achieving those goals. We make risk-averse portfolio recommendations designed to help you achieve long-term financial independence. *There is no guarantee that active asset management will outperform a buy and hold approach to investing. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results.
Our services are fee-only. This means that we do NOT accept any commissions, finders' fees or referral fees from any other party. The only people that pay us are our clients. This eliminates conflicts of interest. Many investors prefer fee-only asset management because it removes the sales commission aspect of financial planning, and helps ensure everyone is focused on one goal - your financial welfare.
Loyalty & Full Transparency
We look after your welfare long after your plan is implemented. Our team continually measures your overall portfolio performance in light of your goals - reviewing and rebalancing when necessary to potentially preserve and protect your wealth, and keep you on track towards financial independence. We offer annual personal financial plan reviews, quarterly performance, and market update meetings, as well as ongoing educational events throughout the year. We want our clients to fully understand the ins and outs of their retirement plan, as well as the coinciding advice provided. Through the years, we maintain frequent contact with you, ensuring your planning needs and goals are addressed in every phase of your financial life.